My Favorite credit cards:
Citi Card Credit Card. Ours has a rewards program that gives us 1-2% back in rewards for purchases.
Chase Credit Card. This has been one of our lowest interest rates. They also call us and ask what they can do to be more competitive - I tell them to lower our rate. They usually do.
Discover Credit Card. This is accepted at Sams Club - comes in handy.
American Express Credit Card. It’s been a long time since I had one of these. International acceptance is one good part of having an AMEX card.
Visa Credit Card. We have Visa debit cards. We also have a Visa Credit card through our bank. By far our lowest rate on a card anywhere - might be our bank which is a credit union.
I’m constantly looking for other offers from card companies. Things like balance transfers are nice especially with a zero interest rate period. Be careful of transfer fees. They used to be capped at 3% or $75 - the $75 cap has been removed by almost all card companies. You should ask if you want the fee waived or reduced or capped - sometimes they will if you ask.
You would be better off not using credit cards though.