Archive for the 'Empty' Category

I spent several months not long ago – well, perhaps 3 years ago now I guess it’s been – researching methods for making a ton of easy money as fast as possible using the Internet and a web site. I bought some programs about how to do it. Spent a few hundred dollars.

I’m here to tell you, the only thing I did was to provide someone else with their mad free money through my own greed.
Some programs teach you how to use ads on your website to make money. They forget to tell you that you have to be spending crazy amounts of time creating content. Or spending a bunch of that crazy cash you were supposed to make buying content. Private label rights, article writing, or stealing content from others’ rss feeds – the list is endless. The bottom line is beg, borrow, steal content so you have pages that are indexed in Google. If 1% of 1,000,000 page views click on an ad that’s a lot.

If you participate in this madness let me just say a sarcastic “thank you” for spamming the entire world wide web. it’s not enough to do it in email, now we’re doing it online too.

In the end, I realized that the one good way to make a lot of money online, and I made a good living last year doing this is to find something that you are good at and sell that as a service online.

I make websites. I charge to make websites. If I’m working, I’m earning. I don’t earn without working. Somehow that feels good to me.

My favorite credit cards

Posted by Tim on April 9th, 2009

My Favorite credit cards:

Citi Card Credit Card. Ours has a rewards program that gives us 1-2% back in rewards for purchases.
Chase Credit Card. This has been one of our lowest interest rates. They also call us and ask what they can do to be more competitive – I tell them to lower our rate. They usually do.

Discover Credit Card. This is accepted at Sams Club – comes in handy.
American Express Credit Card. It’s been a long time since I had one of these. International acceptance is one good part of having an AMEX card.
Visa Credit Card. We have Visa debit cards. We also have a Visa Credit card through our bank. By far our lowest rate on a card anywhere – might be our bank which is a credit union.

I’m constantly looking for other offers from card companies. Things like balance transfers are nice especially with a zero interest rate period. Be careful of transfer fees. They used to be capped at 3% or $75 – the $75 cap has been removed by almost all card companies. You should ask if you want the fee waived or reduced or capped – sometimes they will if you ask.

You would be better off not using credit cards though.

Free Online Mortgage Calculator

Posted by Tim on April 9th, 2009

Mortgage Calculator

Sale price ($)

Down payment (%)

Interest Rate (%)

Term (years)